You can bet on the Player hand by placing your chips in the area of the table labeled “Player.” If at the end of the round (after all drawing and dealing are done) the Player hand is greater than the Banker hand, you win the bet. You are paid even money and charged no commission. To bet on the Banker hand, place your chips in the “Banker” area. If at the end of the round the Banker hand is greater than the Player hand, you win the bet. In this case, you are paid even money and charged a 5% commission fee. This fee will be deducted from your bankroll and collected in a commission box on the table. When the cards are shuffled, the dealer will collect the accumulated commissions. You can bet on a Tie hand by placing your chips in the “Tie” area. A bet on a tie pays 8 to 1 with no commission fee. After bets are placed, no further decisions are made and card dealing plays out according to the rules: * The dealer gives two cards to the Player and two to the Banker. * If either the Player or the Banker has a total of an 8 or 9 they both stand. There are no exceptions and this rule overrides all other rules. * If the Player has a total of 6 or 7, the Player stands. * If the Player stands, the Banker hits on a total of 5 or less. * If the Player has a total of 5 or less, the Player automatically hits and the dealer gives the player a third card. If the Player gets the third card then the dealer gives the Banker a third card according to the following rules: * Banker has a total of 2 or less: Banker always draws a third card * Banker has a total of 3: Banker draws a third card unless Player’s third card is 8 * Banker has a total of 4: Banker draws if Player’s third card is 2, 3, 4, 5, 6, or 7 * Banker has a total of 5: Banker draws if Player’s third card is 4, 5, 6, or 7 * Banker has a total of 6: Banker draws if Player’s third card is 6 or 7 * Banker has a total of 7: Banker always stands The winning bet is paid by comparing the Player total with the Banker total, resulting in either a win for the Banker, or a win for the Player, or a tie. NOTE: There is no fourth position on the table because some Mini Baccarat players associate the number 4 with bad luck.